What caught my eye this week.
Long-time lurkers round these components might keep in mind the cult FIRE weblog Intercourse Well being Cash Loss of life.
That’s ‘cult’ as within the writer carved out a distinct segment for himself, you perceive, not in that he carved anybody up for unsavoury ends…
Certainly Intercourse Well being Cash Loss of life was the primary early retirement weblog I can ever keep in mind conceding that quitting work to aimlessly kick about the home all day in your early 50s may not fairly reside as much as the advertising hype.
Laconic posts about lonely journeys to the health club and banter-less hours stretching out each afternoon have been typical of this distinctive voice in running a blog. Followers even seemed previous the truth that there was by no means any intercourse – a traditional bait-and-switch.
Alas Intercourse Well being Cash Loss of life finally chucked in each the weblog and retirement, and went again to work.
However now he’s again! His first recap reviews that:
I actually didn’t need to moan about retirement in a weblog, however possibly I might share a few of the challenges and what constructive issues I’ve discovered to come back from them.
Off the highest of my head, within the final 12 months I’ve discovered masses about pensions and developed a hard-won withdrawal technique that I’m lastly snug with; I’m manner fitter than I’ve ever been; I’ve massively expanded my cooking repertoire; I’ve found Youtube DIY movies and saved a whole lot of kilos in restore prices; I’ve discovered a bit about gardening; I’ve learn extra books than I ever have; I’ve labored exhausting to extend my social circle; in any given week I common 15,000 steps a day, double what I used to do when working; I find time for audiobooks and podcasts; my golf handicap….nah, you don’t need to learn about that.
Briefly, a very good retirement takes effort, as does a very good weblog and a wholesome intercourse life. Though on reflection maybe I’d fairly hear about that golf handicap first.
Welcome again SHMD! And have a very good weekend everybody.
From Monevator
The Gradual & Regular Passive Portfolio replace: Q2 2022 – Monevator
Crowdfunded valuations and a few funding belief NAVs nonetheless want to come back down – Monevator
From the archive-ator: When to purchase insurance coverage – Monevator
Information
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Common customary variable charge mortgage in UK tops 5% for first time since 2009 – Guardian
China economic system shrinks on zero-Covid coverage – BBC
Extra financial institution closures named by Barclays and by Natwest and RBS – Which
Tech expertise scarcity is crimping UK tech sector development – BBC
US inflation hit 9.1% in June, far worse than anticipated – CNBC
Spain broadcasts free rail journeys from September till finish of 12 months – Guardian
UK retail gross sales fall at quickest charge since lockdown – BBC [graph from Yahoo Finance]
Services and products
Zopa Financial institution launches Greatest Purchase easy-access account paying 1.5% – ThisIsMoney
How a lot might you save on automotive insurance coverage by paying yearly? – Which
Open a SIPP with Interactive Investor and pay no SIPP charge for six months. Phrases apply – Interactive Investor
How you can change financial institution accounts – Be Intelligent With Your Money
Is a hub shared by a number of banks actually the reply to mass department closures? – ThisIsMoney
Properties for a heatwave, in photos – Guardian
Remark and opinion
The period of Nice Exasperation arrives for traders [Search result] – FT
Luck vs talent – Kevin’s E-newsletter
The US yield curve is inverted once more – Morningstar
How you can really feel wealthy even when you can’t get wealthy – Monetary Samurai
If that is your first bear market, there’s no must panic – Washington Publish
Uncared for investing concepts – Humble Greenback
Why are so many middle-aged folks leaving work? – Prospect
The upside of draw back – Compound Advisers
Why a better fiduciary obligation helps all people [US law but relevant] – Morningstar
Commodities by no means belonged in your portfolio – Washington Publish [via Abnormal Returns]
Place dimension issues, particularly with unstable allocations like Bitcoin – Elm Funds
This time it’s totally different (/worse) mini-special
The market dangers are rising – DIY Investor (UK)
Limits to development and declining residing requirements – Easy Dwelling in Somerset
An replace on ‘nation danger’ for traders in 2022 – Musings on Markets
Crypt o’ crypto
The cryptoland adventures of Alan Howard [of Brevan Howard fame; search result] – FT
Main lender Celsius information for chapter, withdrawals nonetheless suspended – Ars Technica
Crypto isn’t actually a hedge in opposition to fairness danger – CFA Institute
Naughty nook: Energetic antics
On bullshit in investing – Noahpinion
One of the best infrastructure trusts to shelter your cash from inflation – MoneyWeek
Why this week’s excessive US CPI print was not a shock – Calafia Seashore Pundit
Some hedge fund methods delivered good returns within the rotten first half – Institutional Investor
The [admittedly wild] information suggests the US isn’t in recession. But. – Peterson Institute
The implosion of the once-booming SPAC sector – ExecSum
Covid nook
An infection ranges attain new report UK excessive for the pandemic, estimates present – Unbiased
Tim Harford: a riskier strategy to new vaccines will repay [Search result] – FT
Kindle e-book bargains
Amazon Unbound: Jeff Bezos and the Invention of a International Empire by Brad Stone – £0.99 on Kindle
Secrets and techniques of Sand Hill Street: Enterprise Capital and How you can Get It by Scott Kupor – £0.99 on Kindle
Mom of Invention by Katrine Marçal – £0.99 on Kindle
Be Cautious What You Want For by Simon Jordan – £0.99 on Kindle
Environmental elements
How you can purchase nice style that doesn’t value the earth – Guardian
Fires ravage Portugal as one other blistering heatwave scorches Europe – Axios
The ULEZ impact: diesel automotive possession down by 1 / 4 contained in the zone – ThisIsMoney
People must worth nature in addition to earnings to outlive, says UN report – Guardian
Tory management contenders skip ‘game-changing’ local weather change briefing from Sir Patrick Vallance – iNews
Off our beat
The $100 trillion world economic system in a single chart – Visible Capitalist
Will these new algorithms prevent from quantum threats? – Wired
She thought a job was ready for her in Europe. Then she met her trafficker – Vice
Why Sri Lanka is having an financial disaster – Noahpinion
How you can use a walnut to restore scratches in previous picket furnishings – Lifehacker
Web3 is about saving us from totalitarianism as a lot because it’s about crypto – Dror Poleg
And at last…
“Normally, it’s simpler to earn cash proudly owning companies with sturdy franchises than ones with weak franchises.”
– Anthony Bolton, Investing Towards the Tide
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