Tuesday, November 29, 2022
HomeBudgetMethods and Treats 💰

Methods and Treats 💰

[Hi guys! Thought we’d change it up today and drop my *personal newsletter* here so you can get an idea of what they look like… Each week I share my favorite articles and notes from around the community, updates on my projects, personal stuff, and any other interesting nuggets I think people might find helpful. They go out once a week on Fridays, and you can sign up to it here if interested.  Hope you like it! Now take it away, J. Money! ;)]


Good morning!!

Joyful Halloween Weekend!!

Y’all dressing up or hitting any wild events??! I want I might say I used to be, however except you rely chaperoning a thousand youngsters as they hit occasion after occasion after occasion all weekend as juicy, I most definitely won’t be lol…

Although I did discover these killer sneakers just a few days in the past I’ll be celebrating with 😉

bloody vans

Aren’t they only excellent for Halloween??? Tremendous low cost too as they had been “evenly used” (I really like classic shops a lot…)

As for my costume, I’ll most likely simply go w/the tried and true “skeleton rock star.” Which consists of mainly simply carrying a black shirt with skeleton bones on it and rocking my ‘hawk. Although maybe this 12 months with the sneakers addition I’ll name myself a “killer rock star”? Hmm…

Should you’re nonetheless searching for some good – and frugal – costumes, listed below are just a few of my favorites from an outdated weblog submit of mine: 16 Final-Final Minute Halloween Costume Concepts

  • Static Cling – Put on regular garments and security pin socks and lint to it!
  • Christmas Tree – My all-time favourite costume ever: Put on all inexperienced, wrap your self in Christmas lights, after which plug your self into the wall 🙂
  • Chick magnet – Tape a bunch of Barbie dolls to your self. Or use footage of scorching women!
  • Smarty Pants – Tape smarties candies to your PANTS
  • The Tanning Mattress – Tape glow-sticks up and down your arms. Then go across the get together, entrapping folks in your embrace: Instantaneous tanning mattress.
  • Pinterest board! Costume in all white, then grasp a cork board round your neck with footage of cute homes, tattoos, ebook instances and no matter else folks wish to “pin”
  • Random Hook-up – Drape numerous random coloured extension cords round you, haha…

No matter you find yourself going as if, I would like pics please 🙂

Or you may simply keep dwelling and binge Budgets Are Horny all night time lengthy – that’s most likely the perfect *deal with* for you… Much less energy and never almost as scary! Yum! 🎃

j money signature


Posts on Budgets this week:

The Gucci Mane Information to Greatness — A assessment of Gucci’s newest ebook on turning into higher variations of ourselves… Not almost nearly as good as his Autobiography I devoured earlier, however nonetheless chalk stuffed with nice takeaways that I share right here.

The Energy of Rewards (AKA In Which I Bribe My Youngsters to Behave…) — It is probably not on the high of the Parenting 101 handbook, however boy does bribing certain work 😂 Listed below are a handful of examples I’ve integrated into our family currently.

*To get these posts mechanically emailed to you on the day they arrive out, signal as much as my weblog publication right here.


Favourite Articles Round The Neighborhood:

surprise bitch

My First 6 Months of Early Retirement Sucked Shit: What They Don’t Inform You about FIRE @ Bitches Get Riches – “My physique and my subconsciousness understood precisely what was taking place to me. “You might be very, very depressed,” they instructed me with crystal clear enunciation. “Sleep ten hours a day, make investments 200 hours right into a online game you don’t significantly like, and put cheese on EVERYTHING till this passes.””

Wish to Be a Lazy Seeker of Monetary Independence? Spend money on Your 20s. @ We Need Guac — “Virtually all of right now’s most well-known traders are wrinkly outdated fartbags. This tends to present the impression that A. it’ll take you a number of many years and unfathomable luck ‘til you may get pleasure from wealth, B. all the nice investing alternatives dried up many years in the past, or C. younger folks simply shouldn’t attempt to get forward till they’re older and wiser. Not so! It’s truly the youngest investor within the room that’s essentially the most highly effective.”

Diversify Your Pals And Monetary Objectives @ A Teachable Second – “Research show that having buddies attracts greater than good instances. Good buddies increase the immune system and assist shield you from catching a typical chilly.  Various kinds of buddies present essentially the most important worth add.”

Waste a Few Hours, so You Don’t Waste Years @ Darius Foroux — “Being productive doesn’t imply using each waking minute to do productive issues.  Generally, spending a day doing numerous issues round the home, possibly taking a stroll or doing a little studying, can truly be extra helpful. These moments assist us study our lives.”

Expectations and Actuality @ Collab Fund — “Think about a life the place nearly every little thing will get higher however you by no means admire it as a result of your expectations rise as quick as your circumstances. It’s terrifying, and nearly as dangerous a world the place nothing will get higher.”

My Favourite Nomad Journey Instruments! @ A Purple Life — “One way or the other I’m going into the third 12 months of my retirement and my nomad journey life. Throughout that point, I’ve amassed an arsenal of instruments to assist me on the highway. Beforehand, I mentioned basic instruments I really like to make use of in my day-to-day life that assist it look like I’ve my shit collectively 🙂, however right now I wish to give attention to issues that assist me be a simpler traveler.”

Final Detailed Value Battle!!! Is Procuring At A Warehouse Membership Actually Saving Something? @ Chief Mother Officer — “After I take away all of the gadgets I couldn’t purchase at Aldi’s as a result of they didn’t have an equal or the place I wouldn’t need the choice choice for my household, it’s clear that procuring at BJ’s is the winner for us. These gadgets would price $285 at BJ’s in contrast with $333 at Aldi’s. The price financial savings is over $100 when put next with Goal, and nearly $200 when put next with Value Chopper!”

warehouse club analysis savings

(Hat Tip to Lazy Man and Cash who got here out with a unique conclusion when he analyzed the prices for his household… How about you?)


Information & Nuggets Round The Neighborhood:

Fascinating information and clips that caught my eye this week…

  • Ali from All Choices Thought of celebrates 4 years of being FI– woo!
  • “It’s as exhausting to begin and run a small enterprise as it’s to begin an enormous one. You’ll undergo the identical toll financially and psychologically as you bludgeon it into existence… So in the event you’re going to dedicate your life to a enterprise, which is the one manner it’ll ever work, it’s best to select one with the potential to be large.” – Stephen Schwarzman through Darius Foroux
  • “If you purchase a house to reside in with a plan to later hire it out, you’re doing two issues directly. You must take into account the property extra from an funding perspective and fewer from an emotional “I really like this home” perspective. This isn’t all the time potential (or advisable), however, in the event you reside in a scorching rental market and have aspirations of constructing a passive earnings stream, shopping for a house that may be become a rental generally is a nice choice.” – Frugalwoods
  • “I used to be at a gasoline station filling up when a person got here as much as me, excited to see the automobile I used to be driving. He gushed over how cool he thought the automobile was and requested how I might afford it. Embarrassed by the eye and desirous to shift the main focus to one thing else, I in truth defined that I had eaten peanut butter and jelly sandwiches day by day for a whole 12 months to pay for the automobile. Upon listening to that, his smile waned and I might inform that he doubted the sacrifice was value it.” – Humble Greenback
  • “Many years in the past, once I was in Gross sales, the highest contact at my largest buyer made a remark to me that I’ll always remember. I used to be transferring on to a brand new job, and Fred gave me what turned out to be one of many largest compliments of my life. “You’ve all the time seemed me within the eyes,” he mentioned. “If somebody doesn’t make eye contact with me, my expertise has taught me to not belief them. You make wonderful eye contact, and also you’ve been one of many folks I’ve trusted most in my profession.” If you’re speaking with somebody who issues in your life, look into their eyes.” – The Retirement Manifesto


New Job Opp on The Scene!

topia app logo

(From my buddies over on the FIRE app, Topia)


Receives a commission to consider FI!

We’re looking out for an ultra-passionate particular person from the FI neighborhood who desires to hitch Topia to guide and handle the Topia neighborhood. Should you love FI and wish to receives a commission to spend your days, considering, speaking and respiratory FI then look no additional! This may very well be a full-time or part-time position (min. 15 hours per week).

What this position entails:

  • Common chats with Logan & Grant to speak by means of the month-to-month neighborhood plan and provides updates on how the neighborhood is doing
  • Drive day by day FI conversations, engagement and discussions throughout the Topia neighborhood
  • Plan, schedule and handle digital occasions throughout the neighborhood
  • Discover and submit FI content material into the related areas of the Topia neighborhood

Should you assume this may very well be an excellent match please attain out to [email protected]


And that’s a wrap!

Hope you get extra treats than tips this weekend! 👻


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