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How you can Substitute Your Medicare Card If It’s Misplaced or Broken



Your Medicare card is a vital piece of identification. It’s proof of your medical health insurance advantages.

You’re usually required to current your Medicare card when searching for care. With out it, you might find yourself paying much more out of pocket.

You’ll obtain your card within the mail alongside together with your “Welcome to Medicare” packet if you first enroll within the federal Medicare program.

Medicare enrollment occurs robotically in the event you already obtain Social Safety advantages if you flip 65. In any other case, you should join Medicare by yourself.

However how do you get a substitute in case your Medicare card is misplaced, stolen or broken?

The method is simple, so there’s no cause to place off getting your card changed.

Right here’s the way it works.

Want a refresher on Medicare? Take a look at these seven ceaselessly requested questions on how Medicare works.

3 Methods to Get a Medicare Card Substitute

There are three essential methods to interchange your Medicare card in case your unique is misplaced, stolen or broken.

  • Log in to your MyMedicare account
  • Name 800-MEDICARE (800-633-4227)
  • Log in to your My Social Safety Account

1. Log in to Your MyMedicare Account

That is the quickest approach to order a substitute card. Merely login to your Medicare on-line account, then click on Print my Medicare Card on the primary web page.

You’ll get a brief substitute Medicare card on-line to print, and you may also request a brand new card be mailed to you.

In the event you don’t have already got a web based Medicare account, it’s straightforward to set one up. You’ll want your Medicare quantity, protection begin date, final identify, zip code, birthday and e mail deal with.

2. Name 800-MEDICARE (800-633-4227)

Wait instances could also be lengthy, however a customer support consultant can order you a brand new card.

3. Log in to Your My Social Safety Account

When you’re logged in to your My Social Safety account, go to the Medicare Enrollment Element part and click on on Substitute Your Medicare Card. Then choose Mail My Substitute Medicare Card.

This can be a good choice in the event you don’t have already got a web based Medicare account and may’t keep in mind your Medicare card quantity.

In the event you obtain Railroad Retirement Board advantages, you may name 877-722-5772 to get a substitute card.

When you obtain your card within the mail, you can begin utilizing it immediately — no activation required.

Additionally, your Medicare card doesn’t expire and also you don’t must “renew” it annually.

How you can Get Different Well being Insurance coverage Playing cards Changed

The strategies above solely apply to your purple, white and blue Medicare card.

To get a substitute card in your Half D, Medicare Benefit or Medicaid plans, you’ll must contact these suppliers instantly.

Yow will discover the contact data in your Medicare Benefit plan or Half D plan by logging into your on-line Medicare account.

It’s sensible to make a copy of those different medical health insurance playing cards in a secure place at residence alongside different necessary paperwork — like your Social Safety card. This manner you could have a backup in case your pockets is misplaced or stolen.

Make Positive Your Tackle Is As much as Date

Your new Medicare card will likely be mailed to the deal with on file with the Social Safety Administration.

In the event you’ve moved just lately, ensure you have correct data on file with SSA. In any other case, your new card will go to the fallacious deal with.

You’ll additionally miss different necessary paperwork from Medicare, like your abstract notices, which particulars the physician visits, providers and provides billed to Medicare in your identify each three months.

You’ll be able to replace your deal with in only a couple minutes by way of your My Social Safety account.

Don’t have a web based Social Safety account? You can even name SSA’s nationwide customer support line at 800-772-1213 to replace your mailing deal with.

You’ll additionally must replace your deal with with the personal insurance coverage firms that administer different Medicare advantages:

  • Medicare complement insurance coverage coverage, also referred to as Medigap
  • Half D prescription drug plan
  • Non-public insurance coverage for particular areas equivalent to dental, listening to and imaginative and prescient

How Lengthy Does it Take to Get a Medicare Card Substitute?

It often takes a month in your card to reach within the mail at your deal with on file with the Social Safety Administration.

In the event you want your card sooner, you may all the time print it out of your Medicare account in a just some minutes.

Professional Tip

Write down your Medicare quantity in a secure place for future reference. You don’t all the time want the bodily card to get care and advantages.

Why Your Medicare Card Is Necessary

Your Medicare card is your key to medical health insurance protection. It verifies your advantages and likewise permits suppliers to submit claims in your therapy.

You’ll must current your card everytime you go to a well being care supplier, like your physician or the ER.

You’ll additionally want the data in your card to hitch a Medicare well being plan or prescription drug plan, or to purchase a Medigap coverage.

If you wish to make modifications to your protection throughout Medicare open enrollment, you must have your Medicare card available.

Your Medicare card shows the next data:

  • Your identify.
  • Your Medicare ID quantity, also referred to as your Medicare beneficiary identifier (MBI).
  • Begin dates of your Half A and Half B protection.

It’s necessary to maintain your Medicare card secure. Whereas Medicare playing cards not show your Social Safety quantity, unhealthy actors can nonetheless use your card quantity to commit Medicare id theft.

Professional Tip

You’ll be able to report Medicare id theft and suspected fraud by calling the U.S. Well being and Human Providers hotline at 800-447-8477.

Rachel Christian is a Licensed Educator in Private Finance and a senior author for The Penny Hoarder.


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