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Does Money App Work in Europe?

No, Money App doesn’t work in Europe. Money App is a US-based cell cost service that permits customers to switch cash to others utilizing their cellphone quantity or e mail handle.

As of 2022, Money App shouldn’t be obtainable in Europe and it’s only obtainable for US and UK residents. When you stay within the US or UK and need to ship cash to someone in Germany or France, they gained’t have the ability to obtain your cash. You possibly can look into utilizing worldwide cash switch apps as there are just a few alternate options.

When you stay in Europe, you’ve in all probability observed that Money App shouldn’t be obtainable in your nation. It is because Money App is presently solely obtainable in the US and the UK. This text will go over a number of the greatest alternate options to Money App for European customers.

What’s Money App?

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Money App is sort of a digital pockets for all of the individuals who have to make transactions or funds. It’s a cash switch app and a quite simple solution to ship cash to anybody you need with out paying any cash transferring price.

One other characteristic of Sq. Money is that you would be able to add as a lot cash as you need via financial institution accounts and playing cards.

While you use this card to ship funds, the required money quantity will likely be withdrawn out of your linked account and the transaction will course of.

It additionally permits you the chance to purchase and promote Bitcoin which is a tremendous characteristic plus provides a terrific referral system.

Mainly, Money App means that you can ship and request cash with anybody. You possibly can ship money free of charge and get immediate reductions each time you buy one thing by choosing a lift to avoid wasting money each time.

You possibly can add cash to your Money App and use a Money App Card with it at shops that settle for Visa. Your Money Card is linked to your obtainable steadiness on the Money App, so anytime you add funds to the app, you’ll additionally have the ability to spend it through the use of the Money App card.

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When is Money App Coming to Europe?

Money App began as a cost app launched by Sq., Inc in 2013. In January 2021, greater than 30 million folks within the US and UK had been utilizing Money App.

The corporate opened its European headquarters in Dublin in 2016 however has but to launch providers in Eire and throughout Europe.

When you reside in Germany, Russia, Italy, Spain, Ukraine, Romania, the Netherlands, Belgium, Greece, Portugal, Sweden, Switzerland, or one other European nation — you can not use Money App.

Money App doesn’t presently work in Europe however you should use Revolut instead.

Revolut Particulars:

  • Foreign money trade price: €0
  • ATM withdrawal price: Free as much as €200 a month
  • Month-to-month charges: €0 (Commonplace Account)
  • Debit card: (VISA)
  • Cell app: Sure
  • Regulators: FCA

Revolut is a monetary expertise firm that provides different banking providers. Revolut has a cell app that permits customers to carry, trade, and spend a number of currencies.

Revolut additionally provides a digital card that can be utilized for on-line purchasing and worldwide transactions. Revolut is out there in over 30 nations and helps over 150 currencies.

The Commonplace account comes with a restrict of €200 in free ATM withdrawals per 30 days. Nonetheless, the paid plans beginning at solely €2.99 provide way more, together with precedence 24/7 shopper assist, increased limits on withdrawals, and even free abroad medical insurance coverage.

Try the Revolut web site right now to study extra about all the advantages of upgrading your account!


Ship and request cash with a faucet, break up payments simply with anybody in 200+ nations. From straightforward cash administration, to journey perks and investments. Open your account in a flash

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Revolut Signal Up Bonus


Revolut Bonus Hyperlink Begin rising your cash by banking with out charges and get a $10 bonus for doing so.

Right here’s a gift from Revolut which is without doubt one of the best checking account bonuses proper now to say. Now you can unwrap $10 on them. That’s proper, get $10 with all newly accredited accounts.

Revolut offers you a $10 bonus upon account approval after utilizing the Revolut card. Testing this provide, I acquired $10 immediately via this hyperlink after opening account and making a qualifying transaction of no less than $1.

Simply end the 2 minute utility and take its award-winning instruments and platform for a spin. Make your first digital or bodily Revolut card cost to obtain $10 credited to your Revolut account.

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Alternate options to Money App as an Funding App


As one of many many in style funding cell apps obtainable, eToro gives commission-free inventory and ETF tradings, together with commodities, foreign exchange, cryptocurrency, and CFDs. The app serves over 25 million prospects worldwide with a modern interface that’s fashionable and straightforward to make use of. You possibly can simply copy different buyers to arrange your personal investments with eToro. All you want is £10 to start out. 

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eToro USA LLC; Investments are topic to market danger, together with the attainable lack of principal. Archived, “Digital currencies are extremely unstable. Your capital is in danger.”

Interactive Brokers

Interactive Brokers was based in 1978 and continues to supply a variety of monetary merchandise. These embody shares, bonds, commodities, futures, choices, ETFs, foreign exchange, and CFDs. Whereas there is no such thing as a minimal deposit required for an Interactive Brokers account, they do cost foreign money conversion charges, albeit low. 

In case you are a newbie investor, it’s possible you’ll need to try the IBKR GlobalTrader. It’s a inventory and ETF buying and selling app that means that you can study as you handle your investments. 


As one of many premier on-line brokers in Europe, DEGIRO solely costs £0.5 per transaction. They provide their buyer a low-cost construction for investments, with no minimal deposit required. Their big selection of merchandise is constructed to swimsuit buyers of all wants, from excessive risk-high reward to these extra conservative of their method. 

In contrast to a number of the different opponents, DEGIRO doesn’t cost an inactivity price. You possibly can simply open a DEGIRO account on-line, which is regulated by the Dutch Monetary Supervisory Authority, in addition to the British Monetary Conduct Authority. Foreign exchange, CFDs, and crypto usually are not obtainable as investments throughout the DEGIRO portfolio. Plus, you’ll must pay to be able to see costs in real-time, as the usual quoted costs are delayed by quarter-hour. 

Saxo Financial institution

A Danish financial institution based within the early Nineteen Nineties, Saxo Financial institution has a protracted observe file as a superior financial institution that has regularly been chosen as top-of-the-line foreign exchange brokers, in addition to the perfect coaching platform and app for inventory buying and selling. Regulated by the Danish Monetary Companies Company (FSA) and UK’s Monetary Conduct Authority (FCA), Saxo Financial institution excels as a web based buying and selling and funding service. 

Sadly, Saxo Financial institution does cost excessive charges for his or her accounts, together with charges for inactivity. The excessive minimal deposit makes it more durable for almost all of buyers to justify utilizing Saxo Financial institution, and a scarcity of buyer assist available can deter potential prospects as nicely. 

Nonetheless, Saxo Financial institution does provide excellent analysis that their prospects can use to learn up on varied phrases and ideas, in addition to an enormous product portfolio to select from. 


XTB can be regulated by the UK FCA. listed on the Warsaw Inventory Change, it gives prospects with low CFD charges and commission-free shares and ETFs as much as €100k month-to-month. You’ll have the flexibility to decide on between credit score and debit playing cards, in addition to digital wallets while you join with XTB. 

This firm, based in 2002, provides free deposits and withdrawals. You’ll have to pay an inactivity price in case your account sits for too lengthy, however opening an account is straightforward sufficient. Whereas others present a variety of funding alternatives, prospects are restricted to elementary knowledge and largely CFDs with an XTB account.

Conversely, provides entry to over 6,000 markets, in monetary merchandise comparable to cryptocurrencies, commodities, indices, shares, foreign exchange, shares, CFDs, and ETFs. You’ll need £20 in your account at the least deposit, however there are not any foreign money conversion or fee charges. 

When you want to check out your funding account earlier than you join, you’ll be able to simply demo In reality, the demo model doesn’t expire and is free to strive. It could actually introduce you to the various academic sources discovered on this app as nicely, which assist you to make better-informed selections on the subject of investing. gives tight spreads you’ll be able to reap the benefits of on their cell app. Low in a single day charges make it a well-liked different, no less than till Robinhood arrives on the scene. accounts are topic to in a single day charges, however you’ll be able to simply contact buyer assist 24/7 in case you ever run into any points together with your account.


As of 2022, Money App shouldn’t be obtainable in Europe. When you stay within the US or UK and need to ship cash to someone in Germany or France, they gained’t have the ability to obtain your cash. You possibly can look into utilizing worldwide cash switch providers as there are just a few alternate options.

Among the greatest alternate options to Money App for European customers embody TransferWise, Western Union, and Revolut.

All three of those providers provide distinctive options which may be useful for you relying in your wants. For instance, TransferWise is nice for many who have to ship cash overseas often because it provides very low charges. Western Union is an effective choice if you could ship a big amount of cash rapidly.

Lastly, Revolut is an effective all-around alternative because it provides each a cell app and a digital card. Whichever service you select, be certain that to match the charges and trade charges earlier than making your determination.


Ship and request cash with a faucet, break up payments simply with anybody in 200+ nations. From straightforward cash administration, to journey perks and investments. Open your account in a flash

Get a Free Account



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