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10 Methods to Convert a Visa Reward Card to Money

When you have a Visa reward card, you could be questioning methods to convert it to money. In any case, money might be extra versatile than plastic.

Whereas you should utilize a Visa reward card for a lot of purchases, you may’t use it for all the pieces. 

We’re sharing a number of methods to transform Visa reward playing cards to money. Use the concepts that work greatest for you so that you just get some additional money shortly. 

Tips on how to Alternate Visa Reward Playing cards for Money

Exchanging your Visa reward playing cards for money could require inventive pondering, however it’s potential. Listed here are a number of the greatest methods to make use of a Visa reward card like money.

1. Add It to Your PayPal Pockets

paypal homepage

Whether or not you might have a Vanilla Visa reward card or one other sort of card, PayPal offers an choice so as to add these reward playing cards to your PayPal pockets. Simply enter the reward card quantity and different data so as to add it to your account.

As soon as the reward card stability clears, you should utilize the cash to pay for purchases through PayPal. Alternately, you may ship the cash to a buddy or your personal checking account.

Nonetheless, it’s necessary to remember the fact that charges could apply whenever you switch cash. This is applicable when sending cash to your checking account or family members.

Utilizing your Visa reward card stability for purchases the place retailers settle for PayPal is without doubt one of the most cost-effective choices since your card gained’t lose any of its worth.


  • Use for PayPal purchases
  • Switch to your checking account
  • Pay a buddy or member of the family

2. Purchase Different Reward Playing cards

A extra oblique option to convert your Visa reward card to money is to purchase a unique reward card. If you realize you’ll use a company-branded reward card, it may be extra priceless to you than one from Visa.

For instance, you can use your Visa reward card to purchase an Amazon reward card of equal worth. Since you should purchase virtually something you can ever want on Amazon, you’ll primarily be changing your Visa reward playing cards into money.

You can even do that for shops like Walmart, Starbucks or Goal. Nonetheless, you would possibly pay additional to do that if the service provider you’re procuring at expenses a payment for Visa-based purchases. 

Raise home page

Higher but, you can use your Visa reward card to purchase discounted playing cards from websites like Increase. This may occasionally really improve the worth of your reward card (i.e., you can flip your $35 Visa reward card right into a $50 one to Jiffy Lube).


  • Commerce for extra priceless card
  • Legitimate at a service provider you favor


  • Received’t work with all retailers
  • Potential charges

3. Get a Cash Order

money order near me

It’s potential to make use of your Visa reward card to purchase a cash order. From there, you may deposit the cash order at your financial institution and use the funds instantly out of your checking account.

Or, you may money your cash order at any retailer that accepts cash orders. You would possibly even be capable of money it the place you bought it.

It’s necessary to notice that some banks restrict the variety of cash orders you may deposit or money. For that motive, you could wish to verify forward of time together with your financial institution for those who plan on depositing cash orders continuously.

To be taught extra, try our article on the greatest locations to purchase cash orders


  • Operate as money
  • Extensively out there

4. Reward Card Alternate Kiosk

gift card kiosk machine

Reward card trade kiosks can be found all through the U.S. and world wide. Whenever you use a present card trade kiosk, you insert your reward card into the machine as you’ll with an ATM card.

The kiosk then scans your Visa reward card and provides you a money provide for it.

You may have a selection as as to if to simply accept or reject the provide. In case you settle for the provide, the kiosk retains your card and provides you the cash. 

In some conditions, you could have to take a receipt voucher to a cashier to get your cash for the trade.

In case you reject the provide, the kiosk provides you with again your reward card. 

Sadly, you’ll possible see a payout that’s decrease than the worth of your reward card whenever you use kiosks. Plus, every kiosk has totally different guidelines about what they cost, and the cashout payment might be fairly excessive.

Finally, this isn’t one of the simplest ways to transform your Visa reward playing cards to money. However, in case you are in a time crunch, it may be a fast option to receives a commission quick.


  • Straightforward and handy
  • Quick option to get money
  • Many areas


  • Charges might be excessive
  • Might cut back reward card’s worth

5. Give It as a Reward

One other option to flip Visa reward playing cards into money is to provide them as presents. However how precisely does this equate to changing your card to money?

By giving your card as money, you unlock cash in your finances that you’d have spent on a present to your buddy or member of the family. In flip, this lets you use that budgeted money for different wants. 

The important thing to success with this concept is to make certain that you already had this expense included in your finances. That method, the money is available whenever you want it. 


  • Money might be available
  • Makes reward giving simpler
  • No charges

6. Pay Payments

One other distinctive option to flip your reward card into money is through the use of it to pay payments. 

Much like gifting your Visa reward card, you should utilize the money you had put aside to your payments in no matter method you please. 

Nearly any firm that accepts bank card funds for payments will allow you to pay your payments with a Visa reward card. Nonetheless, not all firms let you pay payments with Visa reward playing cards. You’ll wish to confirm that this selection will give you the results you want earlier than making an attempt it.

As well as, there’s usually a payment for this service. This payment is charged by the corporate that you just owe. In flip, this can cut back the worth of your Visa reward card.

Whereas this won’t be essentially the most cost-effective option to convert your Visa reward playing cards into money, it may possibly turn out to be useful in a pinch.


  • Pay payments
  • Use on-line or in particular person


  • Potential charges
  • Under no circumstances firms

7. Buy and Resell Gadgets

Have you ever heard about retail arbitrage? That is whenever you purchase one thing after which resell it at the next worth. 

In case you be taught to do it effectively, you may generate income with retail arbitrage. The purpose is to purchase gadgets that you just discover which are priced decrease than what they’re usually promoting for. 

As an illustration, yow will discover clearance gadgets at your native huge field retailer and resell them on-line for a revenue. 

However how does this relate to changing your reward playing cards to money? It’s a very out-of-the-box option to flip your playing cards.

Primarily, you search on-line for gadgets that you would be able to purchase at tremendous steep reductions and pay for them together with your Visa reward card. Then, you resell them at a revenue that may cowl promoting and different charges.

Ensure to do a little analysis before you purchase the gadgets you wish to resell. You’ll wish to select gadgets which are widespread and have a excessive likelihood of reselling shortly. 


  • Might improve card’s worth
  • Aspect hustle potential


  • Takes analysis and time
  • Some threat concerned

8. Put it in Venmo

Venmo homepage

Identical to you may put your Visa reward playing cards into PayPal, you can even put the funds into Venmo. 

Merely comply with the directions on the Venmo website so as to add your Visa reward card to your pockets. When you see the cash in your Venmo pockets, you should utilize it to make purchases the place Venmo is accepted.

Alternately, you may switch cash out of your Venmo pockets to your checking account.

What’s extra, Venmo doesn’t cost charges to switch cash to your checking account like PayPal does. 

Remember that you could get a fraud warning from Venmo for those who try so as to add your Visa reward card. If this occurs, don’t fear. That is merely a safety precaution, and Venmo may help you clear it up. 


  • Straightforward and quick
  • Switch to checking account
  • No charges

9. Promote It By means of a Web site or App

There are web sites and apps that may allow you to convert your Visa reward card to money by promoting them. The greatest locations to promote reward playing cards rely on how briskly you need your money and the way a lot of its worth you might be prepared to lose. 

Some websites will purchase your card instantly, whereas others will promote your reward card on a market for customers to purchase. Provide costs will differ as effectively. 

For instance, CardCash provides you with as much as 92% of the worth of your card. Some websites could offer you lower than that. 

Be sure you do your analysis and examine provides on totally different websites to get the perfect payout to your card.


  • Fast and simple
  • A number of apps and websites


  • Will cut back card’s worth

10. Promote It to Somebody Immediately

This feature might be one of many extra easy options. You may promote your Visa reward playing cards on Craigslist or comparable websites, or you may promote your reward card to somebody you realize and belief. 

Many individuals will think about shopping for Visa reward playing cards from you if it means they get a deal. In any case, you should utilize these reward playing cards nearly anyplace. 

Whoever buys your reward card can use it at a giant field retailer, restaurant or every other retailer. 

One of the simplest ways to make sure that somebody will purchase your reward card is to supply an excellent deal. For instance, promote a $25 reward card for $22. Or promote a $100 reward card for $90 or $95. 

Additionally, be prepared to barter if needed. This can guarantee you may promote your Visa reward card shortly.


  • Many potential patrons
  • No service charges


  • May cut back card’s worth

Advantages of Changing a Visa Reward Card to Money

Because the saying goes, “money is king.” Nonetheless, for those who aren’t certain that changing your Visa reward card to money is well worth the effort, there are some eventualities when it’s a clever resolution.

For instance, if you wish to make a purchase order however a service provider solely accepts money, utilizing your reward card gained’t work. Plus, some retailers gained’t settle for Visa playing cards to finish transactions.

In each these eventualities, utilizing money ensures your transactions might be accomplished with none points.

Moreover, if you should utilize your reward card to purchase a unique reward card that you’ll really use and has the next worth, changing your card could offer you additional respiratory room in your finances.

Alongside the identical strains, if you’ll be able to repurpose your reward card to pay payments or offset the price of different bills, you may unlock money in your finances. This can let you transfer towards your monetary targets extra shortly.


In case you nonetheless have questions on methods to convert Visa reward playing cards into money, these solutions would possibly be capable of assist.

What’s the simplest option to convert Visa reward playing cards to money?

The reply to this query varies relying on the particular person. Including your reward card to your PayPal or Venmo account might be straightforward, particularly since you are able to do it from the consolation of your sofa.

That mentioned, the best answer is probably going to make use of the cardboard for wanted purchases or reward it and get monetary savings you’ll have in any other case spent on these finances gadgets.

How can I get essentially the most money for my Visa reward playing cards?

If you wish to get essentially the most money to your Visa reward card, utilizing it to purchase a reduced reward card of a better worth is good. Or, including it to your PayPal pockets or Venmo account are your greatest choices to make sure it holds its worth.

Different methods, like promoting it both on-line or regionally, might trigger you to obtain much less money than the cardboard is price.

Is it secure to transform a Visa reward card to money?

Sure. Whether or not you might have a Vanilla Visa reward card, Visa pay as you go card or one other sort of card, it’s secure for those who use one of many choices talked about above to get money. 

It’s necessary to keep in mind that there are scammers and illegitimate web sites that may provide to show your Visa reward card into money. Be sure you do your analysis earlier than utilizing any choice to make sure it’s secure. 

Can Visa reward playing cards be used at ATMs?

Visa reward playing cards usually can’t be used at ATMs to get money. 

Nonetheless, in case your Visa reward card comes with a four-digit PIN, you would possibly be capable of get money from an ATM. That mentioned, this functionality is uncommon.


There are a number of distinctive methods to transform Visa reward playing cards to money. You simply want to seek out the choice that works greatest for you. 

Contemplate what you want the money for, how a lot you might be prepared to pay in charges and what the simplest conversion methodology is for you.

This can provide help to decide what technique to make use of as you flip your Visa reward card for money. 



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